Free online EMI calculator for India. Instantly see exactly when your home or car loan ends if you pay extra every month. Shows new payoff date, interest saved, time reduced & prepayment penalty. Perfect for Indian borrowers.
Calculator
My Loans
Loan Details
₹
Extra Monthly Payment
₹0₹2,000₹50k
Metric
Original
With Extra
End Date
Total Interest
Total Payable
Time Saved
—
Interest Saved
—
Account for prepayment penalty
(only for older/fixed loans)
%
Best day to pay extra:
Pay on 1st–5th of every month. Indian banks use daily reducing balance — earlier payment saves more interest.