Budget Rules Calculator

Budget rule calculator to enter your monthly income and compare all saving rules. See expense, savings, and investment amounts in one simple budget calculator.



50 / 30 / 20 Rule

Best for: Balanced lifestyle
Needs2,500
Wants1,500
Savings1,000

60 / 30 / 10 Rule

Best for: High expenses
Expenses3,000
Wants1,500
Savings500

70 / 20 / 10 Rule

Best for: Controlled spending
Expenses3,500
Savings1,000
Investments500

60 / 20 / 20 Rule

Best for: Long-term wealth
Expenses3,000
Savings1,000
Investments1,000

80 / 20 Rule

Best for: Beginners or irregular income
Expenses4,000
Savings1,000

75 / 15 / 10 Rule

Best for: Low income or high living cost
Expenses3,750
Savings750
Investments500

40 / 40 / 20 Rule

Best for: Aggressive saving or FIRE
Expenses2,000
Savings2,000
Investments1,000

30 / 30 / 30 / 10 Rule

Best for: Strict planners
Housing1,500
DailyExpenses1,500
FinancialGoals1,500
Fun500

10% Saving Rule

Best for: Absolute beginners
Expenses4,500
Savings500

Zero-Based Budget

Income − Expenses − Savings = 0
Every rupee has a purpose.

Reverse Budget Rule

Save first. Spend the rest freely.
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Disclaimer: Results are for reference only. Verify important calculations independently.